Links: First-Time Home Buyers
- Affordable Housing Clearinghouse, Lake Forest
Education, counseling, flexible mortgage loans for low- and moderate-income families.
(949-859-9255 / 877-990-5626)
- Area Housing Authority Home Buying School
Free classes and counseling for low- to moderate-income buyers in Ventura County.
(800-549-0337 ext 167)
- Assn. of Community Organizations for Reform (ACORN)
In partnership with Bank of America, provides 100% financing for mortgage loans up to $500,000 for qualified borrowers.
(213-748-1345)
- Azusa Down Payment Assistance Program
Offers $125,000 (or up to $140,000 for public servants, such as firefighters, police and teachers) for first-time buyers meeting the CalHFA eligibility requirements.
(626-334-9300)
- California Housing Finance Agency (CalHFA)
Financing for first-time buyers who fall within specific income ranges.
(877-922-5432)
- Countrywide Bank's Express Grant
Closing-cost assistance to eligible low- to moderate-income Countrywide borrowers or those purchasing in low- to moderate-priced communities.
(888-564-7268)
- Extra Credit Teacher Home Purchase Program
Provides a reduced interest rate on some CalHFA mortgages to qualified teachers.
(877-922-5432)
- Fannie Mae's MyCommunityMortgage
A range of options, including extra flexibility with nontraditional credit histories and income sources.
(800-732-6643)
- Inglewood First Time Home Buyer program
Silent seconds to qualified first-time buyers.
(310-412-5290)
- Korean Churches for Community Development
Home-buying classes and counseling for government down-payment and other assistance programs. (213-985-1500)
- Los Angeles County Community Development Commission
First mortgages, silent seconds and more. (323-890-7281)
- Los Angeles Housing Department
Assistance with down payments, closing costs and property rehab.
(213-808-8800)
- Los Angeles Neighborhood Housing Services
Nonprofit lender and housing developer offers loan counseling.
(213-381-2862)
- Orange County Housing and Community Services
Offers mortgage and tax-credit assistance, among other services.
(714-480-2900)
- Pasadena Neighborhood Housing Services
Provides financial assistance and counseling.
(626-794-7191)
photo: Paul Middlewick
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